There are many dental cover providers in the United States, some traditionally offering coverage to outside agencies and some including individual dental insurance coverage plans. In this article, we will look at some of the largest and perhaps well known health insurance providers.
Delta Dental is a large nationally known insurance provider. Delta Dental touts itself as the largest and most recognized dental coverage provider. It was founded in 1954 by dentists who identified the lack of dental cover and decided to do something about it. Delta Dental consists of over 39 independent insurance companies who provide dental insurance in all fifty states and Puerto Rico. Delta Dental boasts of membership reaching 54 million Americans in one of their covered companies. Delta Dental is proud of its commitment to providing at least one quarter of all Americans with good, quality dental insurance coverage. In fact, Delta Dental has partnered with the American Association of Retired Persons, to provide dental insurance coverage to senior citizens who maintain a membership with American Association of Retired Persons. This provides coverage with a population of individuals who experience a gap in dental coverage when they retire from employment.
Aetna is also a widely known dental cover provider. Aetna is famous not only for its dental coverage but also for its other health insurance plans. Aetna is a common carrier for many organizations and companies in the United States. Aetna has over 60,000 dentists in its provider directory so odds are that you will be able to find a dentist in your specific coverage area.
Assurant is another national dental cover provider. Assurant has a reputation for fast payments to the dentists, and for providing excellent customer service. Met Life, most known for its life insurance coverage is also a dental insurance provider. Perhaps not as well known, however there are companies in the United States that use Met Life as their dental cover provider. Employees do not get the opportunity to choose their own dental insurance providers when the coverage is offered through their employer. However, if your employer does not offer coverage to you, you may be interested in dental insurance providers who offer the ability to customize a dental plan just for you and/or your family.
Having the ability to offer dental coverage is not a given for all organizations, companies or agencies in the United States. Many companies are small and unable to contribute towards the premium costs for each of their employees. If you do not currently have coverage through your employer investigating individual dental coverage providers is the way to go. Making sure you are aware of exactly what you will need for yourself and your family will enable you to make an informed choice among the dozens, if not hundreds of dental insurance providers who are available in today’s market. Review each dental insurance provider and ask important questions, after all it will be your hard earned money you are parting with, and you want to make sure your coverage is the best it can be.