So, what’s all the fuss about iPad insurance? Can’t you just get away with being really careful with your new toy and save yourself that extra expense? Well sure you can, but bear in mind that the majority of iPad users end up regretting not getting the insurance they need. However, precious few people actually regret getting iPad insurance. In fact, many people actually tell me that they are happy they got insurance even if they never claimed on it, simply for the peace of mind that they get from having it.
When You Can Get Away Without iPad Insurance
The only scenario where you might not need iPad insurance is if your device is old and needs replacing anyway. If you’ve already set aside some money to “self insure” your old iPad, then you can probably just wait for the right time to replace it. Alternatively, if you’re happy to just replace your old device with an equivalent used model, you could probably afford just to replace it yourself from eBay or some other online retailer. Other than these situations, you definitely need the insurance coverage as replacing a brand new device is simply far too costly for self insurance to be of any use.
Why You Need iPad Insurance
Without iPad insurance, you’re really hoping that luck will be on your side. As careful as you may be with your device though, there’s always the risk lurking around the corner that something unexpected may happen to it. It doesn’t even have to be your fault either, someone may just come along and nick the device and you may not even realize it. Or a child or a friend might be clumsy with it and drop it or something, and you’ll be left with nothing more than an expensive looking paperweight.
Just think about how much it would cost you to replace your iPad, or maybe you’re still under the illusion that you can go without one. I don’t know about you, but I can’t go a day without using my iPad now that I’ve experienced having it and all the fun things I can do with it too. I don’t know about you, but I’d much rather pay a few dollars a month in insurance premiums than cough up hundreds of dollars to replace the device if something happens. For just the few dollars I pay each month, I get the peace of mind of knowing that I won’t have to worry about my bank balance taking a big hit if something happens to it.
The Final Word On iPad Insurance
All in all, it’s pretty clear that iPad insurance is not only a good idea, it should be a must on your list of priorities. It’s not only affordable, it does so much that self insurance simply cannot do. So don’t kid yourself that you can get by without it, because sooner or later something bad is going to happen and then you will regret it. Get the protection you need now, and you can rest assured that your iPad is protected in all situations.